Working in the City teaches you a thing or two. I know several of my contemporaries have built their businesses with business credit cards as their sole means of finance. Banks aren't too keen to lend in a traditional manner (ie. business bank loans) to new or high risk businesses, and securing a new business on your personal property such as a your home can be a bit worrisome.
Small business credit cards are an ideal way to raise the finance you need when expanding a small company. The rates are competitive when compared to bank loan rates, and they can even improve your businesses credit rating when used properly.
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